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Beat The Market Contest by PensionCraft
Beat The Market Contest by PensionCraft

On this page, you can find all the details you'd need to know to join the Beat The Market contest by PensionCraft - Dec. 20th - Mar. 20th

Randy Scutt, (a.k.a The Perma Bull) avatar
Written by Randy Scutt, (a.k.a The Perma Bull)
Updated over a week ago


What is the contest's goal?

This contest aims to test your fund management skill to outperform the S&P 500 using the weighted return of the portfolio over three months. The person with the best return over three months wins.

IMPORTANT: Just so you know, this is only for learning, education, and fun, and none of the portfolios are investment advice.

How do you select the winners?

The winner is the portfolio with the highest weighted return at the end of the 3-month contest period.

How do you calculate contest portfolios' performance?

  • Each stock/ETF pick return: When you create a portfolio on Stock Card and add stocks or ETFs, it automatically calculates the return on your investment using the buy price and the current price. Portfolios are refreshed every 30 minutes to calculate each pick's return regularly.

  • Overall portfolio return: Stock Card also calculates the average return of all orders in each portfolio and shows the result on each portfolio page.

  • Stock/ETF weight in each portfolio: Note that the average return does not count the number of shares. The focus is on making your best investment decisions and not managing your portfolio. So the weight of each order in a portfolio does not impact the overall portfolio performance.

Who can participate?

  • Who: Anyone can join the contest as long as you are at least eighteen (18) years old at entry and you create a free account on

  • No purchase rule: Remember that no purchase or VIP subscription is needed, and the contest is subject to federal, state, and local laws and regulations.

  • Social media follow: To qualify for contest participation, all contest participants must follow Stock Card's Twitter, YouTube channels, and our CEO's TikTok channel. Following these social media channels allows you to receive notifications and updates about the contest, winners, and live events.

    PensonCraft's Twitter:

  • Legal requirements: To review the contest's official rules, please visit the Contest Rules page on URL.

How long does it last?

The contest starts on December 20th, 2022, and continues for three months, ending on the end of the trading day on March 20th, 2023.

What can I win?

The contest's winner gets $250 cash and one-year Premium membership of the PensionCraft community.

How do I join the contest?

  • You can join the contest by creating a new portfolio and choosing your Portfolio Goal as "Beat The Market Contest - PensionCraft"

  • You must also make the portfolio public in the last step of creating your portfolio by selecting "make portfolio public." This will publish your portfolio on our Portfolio Center.

  • Once you create your portfolio, you should add at least five stocks and/or ETFs to your portfolio.

  • So that you know, we will disqualify entries before or after the Contest Period. We will also disqualify entries with fewer than five picks and those who edit the portfolio after its initial creation date.

How do I know if I won?

Stock Card and PensionCraft YouTube channel will announce the winners within ten days after the end of the contest on March 20th, 2023. We will also be sure to let the winners know via the email you used to create the account on Stock Card.

Please make sure you have created your account using a valid email address. If you wish to change your email address, visit your account management page:

What are the contest's Official Rules?

Please look at the contest's Official Rules ( for detailed legal information that all participants must follow. Entries that don't comply will be disqualified.

What if I have more questions?

If you have questions regarding the contest, ask them using the live chatbox on the bottom-right corner of the screen on Stock Card.

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